Buy Now, Pay Later

The BNPL payment channel enables customers to purchase goods and services immediately while deferring payment through scheduled installments. This flexible financing option is especially popular among younger consumers and budget-conscious shoppers in Indonesia, who seek convenience without immediate financial strain.

Key Features & Benefits

Flexible Payment Options: Customers can split their total payment into multiple installments (often with no or low interest), making high-value purchases more accessible.
Instant Approval & Seamless Checkout: A quick and easy approval process integrated within the checkout flow ensures that customers can access BNPL without lengthy paperwork.
Increased Conversion Rates: By offering deferred payment, merchants can attract a broader customer base, reduce cart abandonment, and boost overall sales.
Real-Time Order Confirmation: Once the BNPL payment is approved, orders are confirmed immediately, ensuring a smooth transition from purchase to fulfillment.
Enhanced Customer Experience: The BNPL option empowers customers to manage their cash flow more effectively, which builds trust and encourages repeat business.
Localized Compliance & Integration: The BNPL solution adheres to Indonesian regulatory standards and integrates with local financial institutions for effective risk management and customer credit assessment.

Customer Guide: How to Use Buy Now, Pay Later

Select BNPL at Checkout: During the payment process, choose the “Buy Now, Pay Later” option.
Enter Required Details: Provide basic personal information and complete a quick verification process (which may include a credit check or KYC steps).
Review Your Payment Plan: Upon approval, review the proposed installment plan, including the number of installments, amounts, and due dates.
Confirm Your Purchase: Accept the terms and conditions, then confirm your order.
Receive Immediate Order Confirmation: Your order is processed and confirmed in real time while your installment plan begins as scheduled.
Pay in Installments: Follow the payment schedule to complete each installment. Reminders are sent via SMS/email to ensure you never miss a payment.
Manage Your Plan: Use the merchant or BNPL provider’s dashboard to track payments, view upcoming due dates, and manage your plan.

Last updated 2 months ago

Buy Now, Pay Later

Key Features & Benefits

Flexible Payment Options: Customers can split their total payment into multiple installments (often with no or low interest), making high-value purchases more accessible.
Instant Approval & Seamless Checkout: A quick and easy approval process integrated within the checkout flow ensures that customers can access BNPL without lengthy paperwork.
Increased Conversion Rates: By offering deferred payment, merchants can attract a broader customer base, reduce cart abandonment, and boost overall sales.
Real-Time Order Confirmation: Once the BNPL payment is approved, orders are confirmed immediately, ensuring a smooth transition from purchase to fulfillment.
Enhanced Customer Experience: The BNPL option empowers customers to manage their cash flow more effectively, which builds trust and encourages repeat business.
Localized Compliance & Integration: The BNPL solution adheres to Indonesian regulatory standards and integrates with local financial institutions for effective risk management and customer credit assessment.

Customer Guide: How to Use Buy Now, Pay Later

Select BNPL at Checkout: During the payment process, choose the “Buy Now, Pay Later” option.
Enter Required Details: Provide basic personal information and complete a quick verification process (which may include a credit check or KYC steps).
Review Your Payment Plan: Upon approval, review the proposed installment plan, including the number of installments, amounts, and due dates.
Confirm Your Purchase: Accept the terms and conditions, then confirm your order.
Receive Immediate Order Confirmation: Your order is processed and confirmed in real time while your installment plan begins as scheduled.
Pay in Installments: Follow the payment schedule to complete each installment. Reminders are sent via SMS/email to ensure you never miss a payment.
Manage Your Plan: Use the merchant or BNPL provider’s dashboard to track payments, view upcoming due dates, and manage your plan.

Last updated 2 months ago