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On this page
  • 1. Overview
  • 2. E-Wallet Transaction Flow Process
  • 2.1 Sequence Diagram
  • Available E-Wallet Payment Channels
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E-Wallet

1. Overview

An E-Wallet is a digital wallet that allows users to perform transactions online quickly and securely. By integrating with a Payment Gateway, merchants can efficiently receive payments from various popular E-Wallet applications, seamlessly incorporating them into their business systems.

Primary Uses:

  • Enables quick and convenient daily transactions.

  • Reduces reliance on traditional payment methods.

  • Enhances transaction security through digital verification and authentication.

2. E-Wallet Transaction Flow Process

The transaction flow through the Payment Gateway for E-Wallet payments generally consists of the following steps:

  1. Merchant Request: The merchant sends a payment request via the Payment Gateway, including the required parameters.

  2. Gateway Response: The Payment Gateway displays the E-Wallet payment option along with instructions or a link to proceed with the transaction.

  3. Customer Action: The customer selects the E-Wallet option and is directed to authenticate and complete the payment using the chosen E-Wallet application (such as GoPay, OVO, Dana, or LinkAja).

  4. Payment Processing: The E-Wallet application processes the payment and sends a confirmation to the Payment Gateway.

  5. Notification & Settlement: The Payment Gateway receives the payment status notification from the E-Wallet and informs the merchant for reconciliation.

2.1 Sequence Diagram

  • Merchant (M) sends a payment request to the Payment Gateway (PG).

  • Payment Gateway (PG) presents the E-Wallet payment option to the Merchant.

  • Merchant (M) informs the Customer (C) on how to complete the payment via an E-Wallet.

  • Customer (C) authenticates and finalizes the payment through the E-Wallet Provider (EW).

  • E-Wallet Provider (EW) confirms the payment status to the Payment Gateway.

  • Payment Gateway (PG) forwards the payment notification to the Merchant for further processing.

Available E-Wallet Payment Channels

You can accept payments via E-Wallet with these application:

Last updated 1 month ago